Friday, May 12, 2006

Life style

I feel so tired these days. The reason is I worked till the last day in my pervious job and started my current job right a way. New jobs and transitions always are a long with stress and I have been working very hard for the last three months. I cannot believe that it is already 3 months that I am working here! I really need the vacation now and I am looking forward to it, it?s just one week a way. I hope it goes all well.

We watched the new movie of Jim Carey couple of nights a go, ?Fun with Dick and Jane?, like all the Jim Carey movies it was funny, although I think he is sometimes too funny!! Any way the movie was a bout a couple that both lose their jobs and all the trouble they go through. It is scary if a couple both lose job! Especially here in US, lots of people live on debts, every thing is on loan, no body except very small group of people own their houses, cars, etc. I remember in Iran, if people had house or car majority of them they actually own it withought any payment or loan! But here you must be Millioner or multi millioner to own every thing withought any finances and loan. The system makes people just live on debt, most of the people live on their credit cards, they use it and they cannot pay it off at the end of the month and they end up paying so much interest to Credit card companies. We are always very careful with credit card; We spend as much as we can pay off at the end of the month. But I can tell you that at least %80 of Americans are always on heavy credit card debts! And most of American don?t even have savings, they live pay check to pay check so if they become unfortunate to lose job, they are really in trouble! I believe that this system can help you to have your ideal comfortable life but put you in lots of danger too. If you are not careful and go over limit you can easily lose what ever you gained!
Any way I told my husband how many months we can survive if we both loose jobs and have zero income, the answer was 6 months (tightly of course)! Which is not bad for here! My husband believes that it won?t happen, and at least one of us would have job, especially because we both work for government and our jobs are safer than others! But I said what if the economy situation becomes like 1930?s, then we both can lose jobs, the conclusions was worst case scenario we can go back to Iran, but if US does really bad economically I think the whole world will do bad too!
Any way the moral of the story was being careful with our life style and try to always have savings!!

3 Comments:

Blogger Valentine said...

ya! sometimes it is not possible to go on without vacation!
iran is the same ocean! we buy home, car, home appliance,computer, ... everything by loan!
to have saving is very good idea but don 't be worry, USA will not be like 1930s, at least not now...

5:50 AM

 
Blogger Jan said...

Hi Ocean, you're going on a vacation within a few day's I understand. Well, enjoy it and stay cool, enjoy Paris and take your time... when the weather is fine quartier Latin is a terrific place to be....
When you're back I'll be in Great Britain.
So safe your money, have a nice trip, spend money on nice things and so long, until July.

12:50 PM

 
Blogger Jan said...

Hi Ocean, you're going on a vacation within a few day's I understand. Well, enjoy it and stay cool, enjoy Paris and take your time... when the weather is fine quartier Latin is a terrific place to be....
When you're back I'll be in Great Britain.
So safe your money, have a nice trip, spend money on nice things and so long, until July.

12:50 PM

 

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